{"id":3557,"date":"2016-10-28T00:00:00","date_gmt":"2016-10-28T00:00:00","guid":{"rendered":"http:\/\/jam-news.net\/az\/abxaziyada-banklar\/"},"modified":"2022-01-18T00:49:16","modified_gmt":"2022-01-17T20:49:16","slug":"abxaziyada-banklar","status":"publish","type":"post","link":"https:\/\/jam-news.net\/az\/abxaziyada-banklar\/","title":{"rendered":"Abxaziyada banklar"},"content":{"rendered":"

Abxaziyan\u0131n APRA bank kartlar\u0131 v\u0259 bankomatlar\u0131 sistemi \u00f6z s\u0259m\u0259r\u0259sini verir.<\/span><\/p>\n

T\u0259kc\u0259 son \u00fc\u00e7 il \u0259rzind\u0259 APRA v\u0259 MPS bank kartlar\u0131na xidm\u0259t ed\u0259n bankomatlar\u0131n say\u0131 iki d\u0259f\u0259 artd\u0131: 2016-c\u0131 ilin may ay\u0131nda 380, sentyabr ay\u0131nda is\u0259 art\u0131q 700 terminal i\u015fl\u0259yirdi.<\/span><\/p>\n

\u0130lin sonuna q\u0259d\u0259r onlar\u0131n say\u0131n\u0131n min\u0259 q\u0259d\u0259r art\u0131r\u0131lmas\u0131 planla\u015fd\u0131r\u0131l\u0131r.<\/span><\/p>\n

Tarix\u00e7\u0259<\/span><\/strong><\/p>\n

M\u00fcharib\u0259d\u0259n sonrak\u0131 b\u00fct\u00fcn ill\u0259r \u0259rzind\u0259 (1990-c\u0131 ill\u0259rin \u0259vv\u0259ll\u0259rind\u0259n) Abxaziyan\u0131n ya\u015fad\u0131\u011f\u0131 izolyasiya avtomatik olaraq yerli bank sistemin\u0259 d\u0259 yay\u0131l\u0131b. He\u00e7 bir Visa v\u0259 MasterCard kimi beyn\u0259lxalq \u00f6d\u0259ni\u015f sisteml\u0259ri Abxaziyada i\u015fl\u0259m\u0259yib v\u0259 indi d\u0259 i\u015fl\u0259mir.<\/span><\/p>\n

Turistl\u0259r h\u0259mi\u015f\u0259\u00a0 Abxaziyada istirah\u0259t zaman\u0131 x\u0259rcl\u0259m\u0259k ist\u0259dikl\u0259ri pulu \u00f6zl\u0259ri il\u0259 na\u011fd \u015f\u0259kild\u0259 g\u0259tirm\u0259li olublar. Bu da Abxaziya iqtisadiyyat\u0131na ciddi t\u0259sir g\u00f6st\u0259rib, \u00e7\u00fcnki b\u00fct\u00fcn bu na\u011fd pullar k\u00f6lg\u0259 d\u00f6vriyy\u0259sini bir ne\u00e7\u0259 d\u0259f\u0259 art\u0131r\u0131b.<\/span><\/p>\n

Abxaziyada alternativ \u00f6d\u0259ni\u015f sisteminin yarad\u0131lmas\u0131 ideyas\u0131 h\u0259l\u0259 2000-ci ill\u0259rin \u0259vv\u0259ll\u0259rind\u0259 yaran\u0131b. Amma onun realla\u015fd\u0131r\u0131lmas\u0131 al\u0131nmad\u0131, ilk n\u00f6vb\u0259d\u0259 laz\u0131mi v\u0259saitin olmamas\u0131 s\u0259b\u0259bind\u0259n.<\/span><\/p>\n

2008-ci ild\u0259 Rusiya Abxaziya d\u00f6vl\u0259t\u00e7iliyini tan\u0131yandan sonra v\u0259ziyy\u0259t d\u0259yi\u015fdi. 2011-ci ild\u0259 Abxaziyan\u0131n Milli Bank\u0131 Rusiyadan bank sisteminin inki\u015faf\u0131na kredit \u015f\u0259klind\u0259 700 milyon rubl [t\u0259xmin\u0259n 11 milyon dollar] ald\u0131 v\u0259 pulun bir hiss\u0259sini d\u0259 (100 milyon rubl) APRA sisteminin i\u015fl\u0259nib haz\u0131rlanmas\u0131 v\u0259 t\u0259tbiqin\u0259 x\u0259rcl\u0259di.<\/span><\/p>\n

D\u00fczd\u00fcr, o vaxt i\u015f avadanl\u0131q v\u0259 proqram t\u0259minat\u0131n\u0131n al\u0131nmas\u0131 il\u0259 bitdi. Ola bilsin, APRA sistemin\u0259 x\u0259rcl\u0259n\u0259n pullar g\u00f6y\u0259 sovrulmu\u015f say\u0131la bil\u0259rdi, 2014-c\u00fc ilin sonlar\u0131nda Abxaziya Milli Bank\u0131na r\u0259hb\u0259rlik etm\u0259y\u0259 ba\u015flayan Beslan Barateliya olmasayd\u0131.\u00a0\u00a0<\/span><\/p>\n

Barateliya layih\u0259ni reanimasiya etm\u0259k q\u0259rar\u0131na g\u0259ldi \u2013 ax\u0131 h\u0259m d\u0259 layih\u0259nin realla\u015fd\u0131r\u0131lmas\u0131 \u00fc\u00e7\u00fcn x\u0259rcl\u0259n\u0259n krediti qaytarma\u011fa ba\u015flama\u011f\u0131n vaxt\u0131yd\u0131.<\/span><\/p>\n

Na\u011fd daha etibarl\u0131d\u0131r?<\/span><\/strong><\/p>\n

\u00d6z \u00f6d\u0259ni\u015f sisteminin t\u0259tbiqi \u00fczr\u0259 ilk add\u0131mlar \u00e7\u0259tin ba\u015fa g\u0259lirdi. \u0130nsanlar uzun ill\u0259r boyu ancaq na\u011fd pullara etibar etm\u0259y\u0259 \u00f6yr\u0259\u015fdi v\u0259 he\u00e7 c\u00fcr v\u0259rdi\u015fl\u0259rini d\u0259yi\u015fm\u0259k ist\u0259mirdil\u0259r.\u00a0<\/span><\/p>\n

2015-ci ilin yanvar ay\u0131nda sistem r\u0259smi olaraq i\u015f\u0259 sal\u0131nan zaman APRA bank kartlar\u0131ndan c\u0259mi 20 min rubl\u00a0 [t\u0259xmin\u0259n $300] ke\u00e7di. Amma art\u0131q yar\u0131m il sonra bu g\u00f6st\u0259rici g\u00fcnd\u0259 milyon rubla [t\u0259xmin\u0259n $15,600] \u00e7atd\u0131, 2016-c\u0131 ilin sentyabr ay\u0131 \u00fc\u00e7\u00fcn is\u0259 d\u00f6vriyy\u0259 2,5 milyon rubl [t\u0259xmin\u0259n $40,000] oldu.<\/span><\/p>\n

Haz\u0131rda Abxaziya Milli Bank\u0131\u00a0 bir ne\u00e7\u0259 Rusiya bank\u0131 il\u0259 t\u0259r\u0259fda\u015f m\u00fcqavil\u0259l\u0259ri imzalay\u0131b, art\u0131q Abxaziyaya g\u0259l\u0259n rusiyal\u0131lar \u00f6zl\u0259rinin Rusiya bank kartlar\u0131ndak\u0131 pullar\u0131n\u0131 APRA bankomatlar\u0131nda \u00e7\u0131xara bilirl\u0259r.<\/span><\/p>\n

2016-c\u0131 ilin ilk s\u0259kkiz ay\u0131 \u0259rzind\u0259 MPS kart sahibl\u0259ri (\u0259sas\u0259n Rusiyadan olan turistl\u0259r) APRA bankomatlar\u0131 vasit\u0259siyl\u0259 1,1 milyard rubl [t\u0259xmin\u0259n 16 milyon dollar] \u00e7\u0131xard\u0131lar, bir o q\u0259d\u0259r d\u0259 pul APRA sistemi \u00fczr\u0259 bank \u0259m\u0259liyyatlar\u0131 vasit\u0259siyl\u0259 g\u00f6nd\u0259rilib.\u00a0\u00a0\u00a0<\/span><\/p>\n

Bu, nec\u0259 i\u015fl\u0259yir v\u0259 ya h\u0259md\u0259rd olanlar<\/span><\/strong><\/p>\n

D\u00fczd\u00fcr, \u00f6d\u0259ni\u015f sisteminin tam qurulmas\u0131 \u00fc\u00e7\u00fcn h\u0259l\u0259 \u00e7ox var, \u00e7\u00fcnki APA-n\u0131n b\u00f6y\u00fck bir q\u00fcsuru var \u2013 bu, ancaq lokal \u015f\u0259b\u0259k\u0259dir. APRA kart\u0131n\u0131 Abxaziyan\u0131n h\u00fcdudlar\u0131ndan k\u0259narda istifad\u0259 etm\u0259k m\u00fcmk\u00fcn deyil.<\/span><\/p>\n

Abxaziya Milli Bank\u0131n\u0131n r\u0259hb\u0259rliyi Rusiyan\u0131n yeni Milli \u00f6d\u0259ni\u015f kartlar\u0131 sistemi il\u0259 dan\u0131\u015f\u0131qlar apar\u0131r ki, Abxaziyan\u0131n APRA sistemind\u0259n he\u00e7 olmasa Riusiya \u0259razisind\u0259 istifad\u0259 etm\u0259k m\u00fcmk\u00fcn olsun. Ola bilsin, g\u0259l\u0259n il bu \u0259m\u0259kda\u015fl\u0131q Rusiyan\u0131n \u201cMir \u00f6d\u0259ni\u015f kart\u0131 vasit\u0259siyl\u0259 realla\u015fd\u0131r\u0131ls\u0131n.<\/span><\/p>\n

Amma al\u0131nd\u0131\u011f\u0131 halda bel\u0259 bu,\u00a0 yar\u0131m\u00e7\u0131q bir q\u0259rar olacaq.<\/span><\/p>\n

Rusiyan\u0131n bu sistemi (100 faiz RF-n\u0131n M\u0259rk\u0259zi Bank\u0131na m\u0259xsusdur) 2014-c\u00fc ilin iyul ay\u0131nda, Rusiya banklar\u0131n\u0131n beyn\u0259lxalq sanksiyalar s\u0259b\u0259bind\u0259n Visa v\u0259 MasterCard-la probleml\u0259ri ba\u015flayandan sonra yarad\u0131l\u0131b. N\u0259tic\u0259d\u0259 \u201cMir sistemi ancaq Rusiya \u0259razisind\u0259 i\u015fl\u0259yir, buna g\u00f6r\u0259 d\u0259 Abxaziyan\u0131n APRA sistemi il\u0259 \u0259m\u0259kda\u015fl\u0131q tam reald\u0131r.<\/span><\/p>\n

\u201cMir v\u0259 APRA-n\u0131 do\u011fmala\u015fd\u0131ran odur ki, h\u0259r ikisi sanksiyalar\u0131n say\u0259sind\u0259 d\u00fcnyaya g\u0259lib.<\/span><\/p>\n

Perspektivl\u0259r<\/span><\/strong><\/p>\n

Bu g\u00fcn dem\u0259k oalr ki, b\u00fct\u00fcn d\u00f6vl\u0259t idar\u0259l\u0259ri i\u015f\u00e7il\u0259ri v\u0259 pensionerl\u0259rin maa\u015f v\u0259 m\u00fcavin\u0259tl\u0259ri APRA kartlar\u0131na k\u00f6\u00e7\u00fcr\u00fcl\u00fcr. G\u00fcman edilir ki, yax\u0131n ill\u0259rd\u0259 bu sistem kommersiya qurumlar\u0131na da yay\u0131lacaq.<\/span><\/p>\n

Onlar \u00fc\u00e7\u00fcn \u0259lav\u0259 stimul is\u0259 o olmal\u0131d\u0131r ki, bank k\u00f6\u00e7\u00fcrm\u0259l\u0259ri zaman\u0131 v\u0259 bankomat vasit\u0259siyl\u0259 pullar\u0131n \u00e7\u0131xar\u0131lmas\u0131 zaman\u0131 he\u00e7 bir xidm\u0259t haqq\u0131 al\u0131nm\u0131r.\u00a0<\/span><\/p>\n

\u00d6t\u0259n ild\u0259n bu \u00f6d\u0259ni\u015fl\u0259rin 20 faizi bilavasit\u0259 Abxaziya Milli Bank\u0131n\u0131n b\u00fcdc\u0259sin\u0259 gedir. Bunun say\u0259sind\u0259 2015-ci ild\u0259 bank APRA sistemi vasit\u0259siyl\u0259 t\u0259xmin\u0259n bir milyon rubl [16,000 dollara yax\u0131n] ald\u0131. Proqram\u0131n \u00f6z\u00fcn\u0259 is\u0259 bank 12 milyon rubla yax\u0131n [t\u0259xmin\u0259n 120,000 dollar] x\u0259rcl\u0259yib.<\/span><\/p>\n

\u201c\u00dcmid edir\u0259m ki, \u00fc\u00e7 il \u0259rzind\u0259 art\u0131m templ\u0259rini saxlaya bils\u0259k, APRA 70-80 faiz x\u0259rcl\u0259ri \u00f6d\u0259y\u0259c\u0259k, – Beslan Barateliya deyir.<\/span><\/p>\n

Go to top<\/a><\/div> <\/p>\n

N\u0259\u015fr olunan materiallardak\u0131 terminl\u0259r, toponiml\u0259r, fikirl\u0259r v\u0259 ideyalar JAMnews-un v\u0259 ya ayr\u0131-ayr\u0131 \u0259m\u0259kda\u015flar\u0131n\u0131n fikir v\u0259 ideyalar\u0131 il\u0259 \u00fcst-\u00fcst\u0259 d\u00fc\u015fm\u0259y\u0259 bil\u0259r. JAMnews d\u0259rc olunan materiallar\u0131n alt\u0131nda yaz\u0131lan v\u0259 t\u0259hqir, t\u0259hdid, zorak\u0131l\u0131\u011fa \u00e7a\u011f\u0131r\u0131\u015f v\u0259 ya ba\u015fqa s\u0259b\u0259bl\u0259rd\u0259n etnik naraz\u0131l\u0131q do\u011furan kimi d\u0259y\u0259rl\u0259ndiril\u0259n \u015f\u0259rhl\u0259ri silm\u0259k haqq\u0131n\u0131 \u00f6z \u00fcz\u0259rind\u0259 saxlay\u0131r<\/strong><\/em><\/span><\/p>\n

D\u0259rc olunub 28.10.2016<\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Abxaziyada \u00f6z\u00fcn\u00fcn, beyn\u0259lxalq sistemd\u0259n t\u0259crid olunmu\u015f\u00a0 APRA bank kartlar\u0131 v\u0259 bankomatlar\u0131n\u0131n x\u00fcsusiyy\u0259tl\u0259ri haqq\u0131nda<\/p>\n","protected":false},"author":3,"featured_media":19002,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[12,22,2,25,5,4,35],"tags":[],"formation":[],"post-author":[2888],"topic":[],"tooltip":[],"city":[6048],"class_list":["post-3557","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-abxaziya","category-iqtisadiyyat","category-cografiya","category-cmiyyt","category-siyast","category-rusiya","category-hekaylr","post-author-jamnews","city-suxum-i"],"acf":[],"yoast_head":"\nAbxaziyada banklar - JAMnews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jam-news.net\/az\/abxaziyada-banklar\/\" \/>\n<meta property=\"og:locale\" content=\"az_AZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Abxaziyada banklar - 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