{"id":107768,"date":"2026-08-31T02:14:01","date_gmt":"2026-08-30T22:14:01","guid":{"rendered":"https:\/\/jam-news.net\/az\/?p=107768"},"modified":"2026-08-31T03:17:03","modified_gmt":"2026-08-30T23:17:03","slug":"az%c9%99rbaycanda-ev-almaq","status":"publish","type":"post","link":"https:\/\/jam-news.net\/az\/az%c9%99rbaycanda-ev-almaq\/","title":{"rendered":"Maa\u015f 7 faiz, m\u0259nzil qiym\u0259tl\u0259ri 12,4 faiz art\u0131b: Az\u0259rbaycanda ev almaq s\u0259rf edirmi?"},"content":{"rendered":"\n

Az\u0259rbaycanda ev almaq<\/em><\/strong><\/p>\n\n\n\n

Bak\u0131da 65 kvadratmetrlik orta qiym\u0259tli m\u0259nzil haz\u0131rda t\u0259xmin\u0259n 178 min manata ba\u015fa g\u0259lir. \u00d6lk\u0259 \u00fczr\u0259 1174 manatl\u0131q orta \u0259m\u0259khaqq\u0131 alan \u015f\u0259xs b\u00fct\u00fcn maa\u015f\u0131n\u0131 x\u0259rcl\u0259m\u0259d\u0259n y\u0131\u011fsa, bu m\u0259bl\u0259\u011fi toplamaq \u00fc\u00e7\u00fcn 12 il yar\u0131m i\u015fl\u0259m\u0259lidir. \u018frzaq, kiray\u0259, n\u0259qliyyat v\u0259 dig\u0259r x\u0259rcl\u0259r n\u0259z\u0259r\u0259 al\u0131nd\u0131qda is\u0259 bu n\u0259z\u0259ri hesab\u0131n real h\u0259yatda qar\u015f\u0131l\u0131\u011f\u0131 yoxdur.<\/p>\n\n\n\n

M\u0259rk\u0259zi Bank\u0131n avqust icmal\u0131na<\/a> g\u00f6r\u0259, 2026-c\u0131 ilin ikinci r\u00fcb\u00fcnd\u0259 m\u0259nzill\u0259r illik m\u00fcqayis\u0259d\u0259 8,6 faiz bahala\u015f\u0131b. Yeni m\u0259nzil bazar\u0131nda art\u0131m 12,4, t\u0259krar bazarda 8,6, kiray\u0259l\u0259rd\u0259 is\u0259 7,4 faiz olub. Eyni d\u00f6vrd\u0259 orta nominal \u0259m\u0259khaqq\u0131 7 faiz art\u0131b.<\/p>\n\n\n

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\n\tG\u00fcz\u0259\u015ftli m\u0259nzill\u0259r saniy\u0259l\u0259r i\u00e7ind\u0259 sat\u0131ld\u0131: M\u0130DA yenid\u0259n naraz\u0131l\u0131qlar\u0131n m\u0259rk\u0259zind\u0259\n<\/h2>\n\n

\n Sat\u0131\u015f prosesi g\u00fcnl\u0259rl\u0259 davam etm\u0259li oldu\u011fu halda, al\u0131c\u0131lar\u0131n \u0259ks\u0259riyy\u0259ti sistemin \u00e7\u00f6kd\u00fcy\u00fcn\u00fc v\u0259 se\u00e7im ed\u0259 bilm\u0259dikl\u0259rini bildirir.\n<\/p>\n <\/a>\n <\/div>\n

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\n \n \"G\u00fcz\u0259\u015ftli\n <\/a>\n<\/figure>\n <\/div>\n <\/div>\n<\/article>\n\n\n\n

Maa\u015f art\u0131m\u0131 m\u0259nzil bahala\u015fmas\u0131na \u00e7atm\u0131r<\/h2>\n\n\n\n

Az\u0259rbaycanda<\/a> orta nominal \u0259m\u0259khaqq\u0131 bir ild\u0259 7 faiz v\u0259 ya t\u0259xmin\u0259n 77 manat artaraq 1174,4 manata \u00e7at\u0131b. Yeni m\u0259nzil bazar\u0131nda qiym\u0259t art\u0131m\u0131n\u0131n 12,4 faiz g\u00f6t\u00fcrs\u0259n, yeni m\u0259nzill\u0259r orta maa\u015fdan 5,4 faiz daha s\u00fcr\u0259tli bahala\u015f\u0131b.<\/p>\n\n\n\n

Bu f\u0259rq al\u0131c\u0131n\u0131n imkanlar\u0131n\u0131n yax\u015f\u0131la\u015fmad\u0131\u011f\u0131n\u0131 g\u00f6st\u0259rir. Maa\u015f art\u0131m\u0131 il\u0259 i\u015f\u00e7inin illik g\u0259lirin\u0259 vergil\u0259r \u00e7\u0131x\u0131lmadan t\u0259xmin\u0259n 920 manat \u0259lav\u0259 olunub. M\u0259nzil qiym\u0259tinin 12,4 faiz artmas\u0131 is\u0259 170-180 min manatl\u0131q evin bir il \u0259rzind\u0259 t\u0259xmin\u0259n 19-20 min manat bahala\u015fmas\u0131 dem\u0259kdir.<\/p>\n\n\n\n

\u00dcst\u0259lik, 1174 manat b\u00fct\u00fcn iqtisadiyyat \u00fczr\u0259 hesablanan nominal orta g\u00f6st\u0259ricidir. Bu m\u0259bl\u0259\u011f vergil\u0259r v\u0259 sosial \u00f6d\u0259ni\u015fl\u0259r \u00e7\u0131x\u0131lmam\u0131\u015f maa\u015f\u0131 ifad\u0259 edir v\u0259 i\u015f\u00e7il\u0259rin \u0259ks\u0259riyy\u0259tinin faktiki g\u0259lirini g\u00f6st\u0259rmir.<\/p>\n\n\n

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\n\tHakim pensiyalar\u0131 v\u0259 adi pensiya\u00e7\u0131lar: qanun n\u0259 deyir, r\u0259q\u0259ml\u0259r n\u0259 g\u00f6st\u0259rir\n<\/h2>\n\n

\n Hakim pensiyas\u0131 il\u0259 orta pensiya aras\u0131ndak\u0131 f\u0259rq 12-13 d\u0259f\u0259y\u0259 \u00e7at\u0131r.\n<\/p>\n <\/a>\n <\/div>\n

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\n \n \"Hakim\n <\/a>\n<\/figure>\n <\/div>\n <\/div>\n<\/article>\n\n\n\n

65 kvadratmetr ne\u00e7\u0259 illik maa\u015fd\u0131r?<\/h2>\n\n\n\n

Avqustda 82 mind\u0259n \u00e7ox aktiv elan\u0131 t\u0259hlil ed\u0259n m2map platformas\u0131<\/a> Bak\u0131da median t\u0259klif qiym\u0259tini kvadratmetr \u00fc\u00e7\u00fcn 2735 manat hesablay\u0131b. Bu g\u00f6st\u0259rici il\u0259 65 kvadratmetrlik m\u0259nzilin qiym\u0259ti 177 775 manat edir.<\/p>\n\n\n\n

Az\u0259rbaycan Qiym\u0259tl\u0259ndiricil\u0259r Palatas\u0131n\u0131n iyul g\u00f6st\u0259ricil\u0259rind\u0259<\/a> is\u0259 yeni tikilil\u0259rd\u0259 median qiym\u0259t 2812,5, k\u00f6hn\u0259 tikilil\u0259rd\u0259 2616,7 manatd\u0131r. Dem\u0259li, eyni \u00f6l\u00e7\u00fcl\u00fc m\u0259nzil seqmentd\u0259n as\u0131l\u0131 olaraq t\u0259xmin\u0259n 170-183 min manat aras\u0131nda d\u0259yi\u015fir.<\/p>\n\n\n\n

\u00d6lk\u0259 \u00fczr\u0259 orta ayl\u0131q maa\u015f <\/a>1174,4 manat oldu\u011funa g\u00f6r\u0259, 177 775 bir i\u015f\u00e7inin 12 il yar\u0131m \u0259rzind\u0259 qazand\u0131\u011f\u0131 b\u00fct\u00fcn maa\u015flar\u0131n c\u0259mind\u0259n bir q\u0259d\u0259r \u00e7oxdur. Bak\u0131 \u00fczr\u0259 orta maa\u015f – 1487 manat \u0259sas g\u00f6t\u00fcr\u00fcld\u00fckd\u0259 m\u00fcdd\u0259t t\u0259xmin\u0259n 10 il\u0259 enir. Ancaq bu, h\u0259min m\u00fcdd\u0259td\u0259 maa\u015fdan he\u00e7 bir ba\u015fqa x\u0259rc\u0259 pul ayr\u0131lmadan apar\u0131lan n\u0259z\u0259ri hesablamad\u0131r. Reall\u0131qda orta g\u0259lirli \u015f\u0259xsin m\u0259nzilin tam qiym\u0259tini toplamas\u0131 bundan qat-qat uzun \u00e7\u0259k\u0259r.<\/p>\n\n\n\n

Al\u0131c\u0131 maa\u015f\u0131n\u0131n 20 faizini y\u0131\u011fa bilirs\u0259, m\u0259nzilin b\u00fct\u00fcn qiym\u0259tini toplamaq \u00fc\u00e7\u00fcn t\u0259xmin\u0259n 50 il laz\u0131m g\u0259lir. Adi ipoteka \u00fc\u00e7\u00fcn t\u0259l\u0259b olunan real ilkin v\u0259saiti – t\u0259xmin\u0259n 28 min manat\u0131 toplamaq is\u0259 s\u0259kkiz il\u0259 yax\u0131n \u00e7\u0259kir.<\/p>\n\n\n\n

\u00dcst\u0259lik, orta maa\u015f b\u00fct\u00fcn i\u015f\u00e7il\u0259rin v\u0259ziyy\u0259tini g\u00f6st\u0259rmir. D\u00f6vl\u0259t Statistika Komit\u0259sinin m\u0259lumat\u0131na<\/a> g\u00f6r\u0259, ilin ilk be\u015f ay\u0131nda ticar\u0259td\u0259 orta maa\u015f 763, t\u0259hsild\u0259 825, turizm v\u0259 ictimai ia\u015f\u0259d\u0259 800 manat olub. Bu sah\u0259l\u0259rd\u0259 \u00e7al\u0131\u015fan bir n\u0259f\u0259r \u00fc\u00e7\u00fcn Bak\u0131n\u0131n orta qiym\u0259tli m\u0259nzili 18-19 illik \u00fcmumi \u0259m\u0259khaqq\u0131na b\u0259rab\u0259rdir.<\/p>\n\n\n

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\n\t\u015e\u0259h\u0259rsalma forumu \u0259r\u0259f\u0259sind\u0259 su basm\u0131\u015f Bak\u0131: \u015f\u0259h\u0259r niy\u0259 h\u0259r ya\u011f\u0131\u015fa t\u0259slim olur?\n<\/h2>\n\n

\n Bak\u0131 v\u0259 Ab\u015feronun su-kanalizasiya sisteml\u0259ri 1980-ci ill\u0259rd\u0259formala\u015fd\u0131r\u0131l\u0131b, sonrak\u0131 d\u00f6vrd\u0259 is\u0259 \u0259hali v\u0259 m\u0259nt\u0259q\u0259l\u0259rin say\u0131 art\u0131b.\n<\/p>\n <\/a>\n <\/div>\n

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\n \n \"Su\n <\/a>\n<\/figure>\n <\/div>\n <\/div>\n<\/article>\n\n\n\n

\u0130poteka m\u0259nzili \u0259l\u00e7atan edir, yoxsa bahala\u015fd\u0131r\u0131r?<\/h2>\n\n\n\n

\u0130poteka v\u0259 Kredit Z\u0259man\u0259t Fondunun<\/a> adi kreditinin maksimum m\u0259bl\u0259\u011fi 150 min manat, m\u00fcdd\u0259ti 25 il, illik faizi 8, minimum ilkin \u00f6d\u0259ni\u015fi is\u0259 15 faizdir. Lakin 177 775 manatl\u0131q m\u0259nzilin 85 faizi kredit tavan\u0131n\u0131 a\u015fd\u0131\u011f\u0131 \u00fc\u00e7\u00fcn al\u0131c\u0131 \u0259n az\u0131 27 775 manat\u0131 \u00f6z\u00fc \u00f6d\u0259m\u0259lidir.<\/p>\n\n\n\n

Qalan 150 min manat 25 il m\u00fcdd\u0259tin\u0259 8 faizl\u0259 g\u00f6t\u00fcr\u00fcld\u00fckd\u0259 ayl\u0131q \u00f6d\u0259ni\u015f t\u0259xmin\u0259n 1158 manat olur. Kredit m\u00fcdd\u0259tinin sonunda banka \u00f6d\u0259nil\u0259n \u00fcmumi m\u0259bl\u0259\u011f 347 min manat\u0131, ilkin \u00f6d\u0259ni\u015fl\u0259 birlikd\u0259 is\u0259 375 min manat\u0131 ke\u00e7ir. S\u0131\u011forta, qiym\u0259tl\u0259ndirm\u0259, notariat v\u0259 ba\u015fqa x\u0259rcl\u0259r bu hesaba daxil deyil.<\/p>\n\n\n\n

Ayl\u0131q 1158 manat \u00f6lk\u0259 \u00fczr\u0259 orta maa\u015f\u0131n dem\u0259k olar ham\u0131s\u0131, Bak\u0131 \u00fczr\u0259 orta maa\u015f\u0131n is\u0259 78 faizidir. Fondun qaydalar\u0131na g\u00f6r\u0259, \u00f6d\u0259ni\u015f borcalanlar\u0131n vergil\u0259rd\u0259n sonrak\u0131 m\u0259cmu g\u0259lirinin 70 faizini ke\u00e7m\u0259m\u0259lidir. Buna g\u00f6r\u0259 bir orta maa\u015fl\u0131 Bak\u0131 sakininin bu krediti t\u0259kba\u015f\u0131na almas\u0131 m\u00fcmk\u00fcn g\u00f6r\u00fcnm\u00fcr.<\/p>\n\n\n\n

\u0130ki n\u0259f\u0259rin d\u0259 Bak\u0131 \u00fczr\u0259 orta maa\u015f ald\u0131\u011f\u0131 ail\u0259d\u0259 \u00f6d\u0259ni\u015f \u00fcmumi nominal g\u0259lirin 39 faizin\u0259 d\u00fc\u015f\u00fcr. Vergil\u0259rd\u0259n sonrak\u0131 g\u0259lir g\u00f6t\u00fcr\u00fcld\u00fckd\u0259 nisb\u0259t 40 faizi ke\u00e7ir. OECD v\u0259 Eurostat metodologiyas\u0131nda<\/a> m\u0259nzil x\u0259rcl\u0259rinin s\u0259r\u0259ncamda qalan g\u0259lirin 40 faizind\u0259n \u00e7ox olmas\u0131 h\u0259ddind\u0259n art\u0131q m\u0259nzil y\u00fck\u00fc say\u0131l\u0131r.<\/p>\n\n\n\n

G\u00fcz\u0259\u015ftli ipotekada faiz 4, m\u00fcdd\u0259t 30 il, maksimum kredit is\u0259 100 min manatd\u0131r. Ayl\u0131q \u00f6d\u0259ni\u015f t\u0259xmin\u0259n 477 manat olsa da, Bak\u0131n\u0131n orta qiym\u0259tli 65 kvadratmetrlik m\u0259nzili \u00fc\u00e7\u00fcn al\u0131c\u0131 78 min manata yax\u0131n ilkin v\u0259sait tapmal\u0131d\u0131r. A\u015fa\u011f\u0131 faiz b\u00f6y\u00fck y\u0131\u011f\u0131m\u0131 olmayan ail\u0259nin \u0259sas problemini h\u0259ll etmir.<\/p>\n\n\n

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\n\tBay\u0131r \u015e\u0259h\u0259r: tarixi m\u0259h\u0259ll\u0259l\u0259rin s\u00f6k\u00fcnt\u00fcs\u00fc v\u0259 "Memarl\u0131q \u0130li" paradoksu\n<\/h2>\n\n

\n \u015e\u0259h\u0259rin m\u0259rk\u0259zind\u0259, x\u00fcsusil\u0259 T\u0259z\u0259pir m\u0259scidi \u0259traf\u0131ndak\u0131 bu q\u0259dim m\u0259h\u0259ll\u0259l\u0259rin da\u011f\u0131d\u0131lmas\u0131 sakinl\u0259rin ciddi naraz\u0131l\u0131\u011f\u0131na s\u0259b\u0259b olub.\n<\/p>\n <\/a>\n <\/div>\n

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\n \n \"Bay\u0131r\u015f\u0259h\u0259rd\u0259\n <\/a>\n<\/figure>\n <\/div>\n <\/div>\n<\/article>\n\n\n\n

Kiray\u0259d\u0259 qalmaq daha ucuzdurmu?<\/h2>\n\n\n\n

Bak\u0131da elanlar \u00fczr\u0259 median kiray\u0259 qiym\u0259ti kvadratmetr \u00fc\u00e7\u00fcn ayda 11 manatd\u0131r. Bu hesabla 65 kvadratmetrlik m\u0259nzilin kiray\u0259si t\u0259xmin\u0259n 715 manat edir – adi ipoteka \u00f6d\u0259ni\u015find\u0259n 443 manat az. Ancaq bu da bir Bak\u0131 sakininin orta maa\u015f\u0131n\u0131n 48 faizidir v\u0259 kommunal x\u0259rcl\u0259r bu qiym\u0259t\u0259 daxil deyil.<\/p>\n\n\n\n

Eyni m\u0259nzili 178 min manata al\u0131b 715 manata kiray\u0259 ver\u0259n investorun illik \u00fcmumi g\u0259lirliliyi t\u0259xmin\u0259n 4,8 faiz edir. T\u0259mir, bo\u015f qalma m\u00fcdd\u0259ti v\u0259 dig\u0259r x\u0259rcl\u0259r \u00e7\u0131x\u0131ld\u0131qda g\u0259lirlilik daha a\u015fa\u011f\u0131 olur. Buna g\u00f6r\u0259 kreditl\u0259 al\u0131b kiray\u0259 verm\u0259k \u00f6z\u00fcn\u00fc maliyy\u0259l\u0259\u015fdirmir; bu model \u0259sas\u0259n b\u00f6y\u00fck ilkin kapital\u0131 olan v\u0259 qiym\u0259t art\u0131m\u0131na \u00fcmid ed\u0259n investor \u00fc\u00e7\u00fcn m\u0259ntiqlidir.<\/p>\n\n\n

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\n\tM\u0259cburi k\u00f6\u00e7k\u00fcnl\u0259rin yeni statusu: \u201cDaimi M\u0259\u015fkunla\u015fma Fondu\u201d v\u0259 m\u0259cburi qay\u0131d\u0131\u015f n\u0259dir?\n<\/h2>\n\n

\n \u0130lham \u018fliyev \u201cQa\u00e7q\u0131nlar\u0131n v\u0259 m\u0259cburi k\u00f6\u00e7k\u00fcnl\u0259rin statusu haqq\u0131nda\u201d qanuna d\u0259yi\u015fiklikl\u0259ri t\u0259sdiql\u0259yib.\n<\/p>\n <\/a>\n <\/div>\n

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\n \n \"M\u0259cburi\n <\/a>\n<\/figure>\n <\/div>\n <\/div>\n<\/article>\n\n\n\n

Qiym\u0259tl\u0259ri n\u0259 qald\u0131r\u0131r?<\/h2>\n\n\n\n

Qiym\u0259tl\u0259ndiricil\u0259r Palatas\u0131 yeni tikilil\u0259rd\u0259 art\u0131m\u0131 m\u0259rk\u0259zi v\u0259 orta-y\u00fcks\u0259k zonalara t\u0259l\u0259bat, ipoteka imkanlar\u0131 v\u0259 m\u0259nzilin investisiya al\u0259ti kimi q\u0259bul edilm\u0259si il\u0259 \u0259laq\u0259l\u0259ndirir. Palatan\u0131n torpaq indeksi d\u0259 bahala\u015fma v\u0259 premium zonalarda m\u0259hdud t\u0259klif ir\u0259li s\u00fcr\u00fcr. Bu, yeni tikilil\u0259rin qiym\u0259tin\u0259 \u0259lav\u0259 t\u0259zyiq yarada bilir.<\/p>\n\n\n\n

Dig\u0259r t\u0259r\u0259fd\u0259n, D\u00f6vl\u0259t Statistika Komit\u0259sin\u0259 g\u00f6r\u0259, ilin ilk yar\u0131s\u0131nda m\u0259nzil tikintisin\u0259 y\u00f6n\u0259l\u0259n investisiyalar m\u00fcqayis\u0259li qiym\u0259tl\u0259rl\u0259 2,7 faiz azal\u0131b. Bu r\u0259q\u0259ml\u0259r g\u0259lirl\u0259rd\u0259n daha s\u00fcr\u0259tl\u0259 artan t\u0259l\u0259bin m\u0259hdud t\u0259klifl\u0259 qar\u015f\u0131la\u015fmas\u0131 ehtimal\u0131n\u0131 g\u00fccl\u0259ndirir.<\/p>\n\n\n\n

D\u00f6vl\u0259t ipotekas\u0131 m\u00fc\u0259yy\u0259n sayda ail\u0259y\u0259 \u00e7\u0131x\u0131\u015f yarad\u0131r: ilin ilk yar\u0131s\u0131nda 2242 ail\u0259y\u0259 226,3 milyon manat kredit verilib<\/a>. Satmaq \u00f6hd\u0259liyi il\u0259 kiray\u0259 mexanizmind\u0259n<\/a> is\u0259 2019-cu ild\u0259n b\u0259ri 10 mind\u0259n bir q\u0259d\u0259r \u00e7ox ail\u0259 yararlan\u0131b. Lakin bu proqramlar\u0131n bazardak\u0131 \u00fcmumi qiym\u0259t art\u0131m\u0131n\u0131 dayand\u0131racaq miqyasda olub-olmad\u0131\u011f\u0131 a\u00e7\u0131q qal\u0131r.<\/p>\n\n\n\n

Bel\u0259likl\u0259, Bak\u0131da m\u0259nzil almaq t\u0259k orta maa\u015fla ya\u015fayan \u015f\u0259xsd\u0259n \u00e7ox, iki sabit v\u0259 r\u0259smi g\u0259liri, b\u00f6y\u00fck ilkin y\u0131\u011f\u0131m\u0131 v\u0259 ya sata bil\u0259c\u0259yi ba\u015fqa \u0259mlak\u0131 olan ail\u0259 \u00fc\u00e7\u00fcn m\u00fcmk\u00fcnd\u00fcr. G\u00fcz\u0259\u015ftli kateqoriyaya daxil olan, eyni zamanda on minl\u0259rl\u0259 manat y\u0131\u011f\u0131m\u0131 olan \u015f\u0259xs daha \u0259lveri\u015fli v\u0259ziyy\u0259td\u0259dir. Qalanlar\u0131 \u00fc\u00e7\u00fcn bahala\u015fan kiray\u0259 il\u0259 uzunm\u00fcdd\u0259tli v\u0259 a\u011f\u0131r kredit \u00f6hd\u0259liyi aras\u0131nda se\u00e7im etm\u0259k qal\u0131r.<\/p>\n\n\n

\n\n
\n\n
\n \n\n\n\n\n\n

\n\tBak\u0131da s\u00f6k\u00fcnt\u00fc: \u201c\u00c7\u0131xmasan, o\u011flunu h\u0259bs ed\u0259c\u0259yik\u201d – polis zorak\u0131l\u0131\u011f\u0131 v\u0259 h\u00fcquqsuzluq iddialar\u0131\n<\/h2>\n\n

\n Bak\u0131n\u0131n Montin \u0259razisind\u0259 yerl\u0259\u015f\u0259n 161 evin s\u00f6k\u00fclm\u0259si \u0259halinin fiziki zorak\u0131l\u0131q, polis h\u0259d\u0259l\u0259ri v\u0259 h\u00fcquqi t\u0259minats\u0131zl\u0131qla \u00fczl\u0259\u015fm\u0259si fonunda h\u0259yata ke\u00e7irilir.\n<\/p>\n <\/a>\n <\/div>\n

\n
\n \n \"Montind\u0259\n <\/a>\n<\/figure>\n <\/div>\n <\/div>\n<\/article>\n\n\n\n

Az\u0259rbaycanda ev almaq<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\u00d6lk\u0259d\u0259 orta \u0259m\u0259khaqq\u0131 alan \u015f\u0259xs b\u00fct\u00fcn maa\u015f\u0131n\u0131 x\u0259rcl\u0259m\u0259d\u0259n y\u0131\u011fsa, orta qiym\u0259tli m\u0259nzil \u00fc\u00e7\u00fcn 12 il yar\u0131m i\u015fl\u0259m\u0259lidir<\/p>\n","protected":false},"author":60,"featured_media":107769,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,22,4043,25,50],"tags":[],"formation":[],"post-author":[2888],"topic":[4952],"tooltip":[],"city":[6041],"class_list":["post-107768","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-azrbaycan","category-iqtisadiyyat","category-explainer","category-cmiyyt","category-xbrlr","post-author-jamnews","topic-azrbaycan","city-baki"],"acf":[],"yoast_head":"\nAz\u0259rbaycanda ev almaq - JAMnews<\/title>\n<meta name=\"description\" content=\"Az\u0259rbaycanda ev almaq. 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